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Mortgage Options

Inspire 100 - Home Purchase Loan

 

-97% to 100% LTV

-No private mortgage insurance

-Minimum credit score 640 or 660

 

3C Loan Program - Home Purchase Loan

 

-3.5% interest rate

-No private mortgage insurance

-Down payment assistance up to $100,000

-Closing costs assistance

 

Purchase Rehab Loan

 

-Affordable mortgage product

-Down payment assistance may be available for eligible borrowers

-Construction Specialist to guide you through the rehab

-Option to buy a home and roll repairs into one loan

 

Home Improvement Loan

 

-Loan of up to $40,000

-Construction specialist to guide you through the home improvement

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  • Company State Licenses
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For licensing information, go to:  www.nmlsconsumeraccess.org

NMLS     |     FAIR LENDER     |     FAIR HOUSING

A nonprofit organization established in 1975, NHS is committed to offering Chicago residents affordable resources so they can buy, fix, and keep their homes. We partner with residents, block clubs, neighborhood organizations, financial institutions, the City of Chicago, insurance companies, corporations and foundations so that families can protect and preserve their single biggest investment—their homes. Our mission is creating opportunities for people to live in affordable homes, improve their lives, and strengthen their neighborhoods. Copyright © 2020 Neighborhood Housing Services of Chicago, Inc. All rights reserved.

All loans are offered through Neighborhood Lending Services, Inc. (NLS), a nonprofit Illinois Residential Mortgage licensee (#MB.0000661) and an Equal Opportunity Housing lender.

 

State of Illinois, Division of Banking
Illinois Department of Financial and Professional Regulation (IDFPR)
555 West Monroe Street, 5th Floor
Chicago, IL 60661
Telephone Number: 1-888-473-4858
http://www.idfpr.illinois.gov/

850 W. Jackson Boulevard 5th Floor Chicago, IL 60607

(773) 329-4111    |     homeownership@nhschicago.org

For licensing information, go to:  www.nmlsconsumeraccess.org

NMLS     |     FAIR LENDER     |     FAIR HOUSING

A nonprofit organization established in 1975, NHS is committed to offering Chicago residents affordable resources so they can buy, fix, and keep their homes. We partner with residents, block clubs, neighborhood organizations, financial institutions, the City of Chicago, insurance companies, corporations and foundations so that families can protect and preserve their single biggest investment—their homes. Our mission is creating opportunities for people to live in affordable homes, improve their lives, and strengthen their neighborhoods. Copyright © 2020 Neighborhood Housing Services of Chicago, Inc. All rights reserved.

All loans are offered through Neighborhood Lending Services, Inc. (NLS), a nonprofit Illinois Residential Mortgage licensee (#MB.0000661) and an Equal Opportunity Housing lender.

 

State of Illinois, Division of Banking
Illinois Department of Financial and Professional Regulation (IDFPR)
555 West Monroe Street, 5th Floor
Chicago, IL 60661
Telephone Number: 1-888-473-4858
http://www.idfpr.illinois.gov/